Skip Navigation
Scroll to the left to view the rest of the table
Scroll to the left to view the rest of the table


Type
Annual Percentage Rate (APR)

Rates as low as 2.49%APR
BOATS & RVS
Rates as low as 2.49%APR
OTHER SECURED
(ex. include but are not limited to ATV, snowmobile and personal watercraft)

Rates as low as 4.49%APR
Note: Rates based on model year, mileage of vehicle, length of loans, credit history and MMFCU relationship.


OVERDRAFT LINE OF CREDIT 18.00%APR


PREFERRED LINE OF CREDIT
Rates as low as 6.49%APR
PERSONAL LOAN (UNSECURED)
Rates as low as 9.49%APR
SHARED SECURED
2% over highest term share or savings rates currently offered by MMFCU or 2% over share rate used as collateral, whichever is higher.
(Promotional accounts are excluded when determining rate.)

VISA® CREDIT CARDS 
*VISA® SIGNATURE REWARDS CREDIT CARD
Variable rate (Last day of previous month Prime Rate + individual beacon score)
Rates as low as

 
 
10.74%APR
VISA® CLASSIC CREDIT CARD
Non-variable Rate (adjusted January 1 & July 1 based on individual Beacon score)
Rates as low as

 
 
8.99%APR
VISA® PLATINUM REWARDS CREDIT CARD
Non-variable rate (adjusted January 1 & July 1 based on individual Beacon score)
Rates as low as

 
 
9.99%APR


HOME LOANS


CONSTRUCTION LOANS 3.99%APR


HOME EQUITY LINE OF CREDIT (HELOC)
Based on loan to value and last day of last month Prime Rate or 4.5% whichever is greater; rates adjust monthly.
Rates as low as

 
 
4.00%APR
HOME PROPERTY EQUITY
Based on loan to value.
Rates as low as
 
 
3.24%APR
PROPERTY HOME IMPROVEMENT
Rates as low as
 
6.24%APR
STUDENT LOANS
Rates as low as
 
6.00%APR
Note: Rates based on loan to value, length of loan, credit history and/or MMFCU relationship.





All rates effective 4/1/2020 - Subject to Change.
Loans rates presented assume a checking/auto pay relationship. If borrower has no checking/auto pay relationship, add 0.25% APR to all loan rates. 
 APR = Annual Percentage Rate.  Current Prime Rate 3.25%
 
“Consult your tax advisor about deductibility options. The HELOC is a variable rate product based upon the Prime Rate. The maximum HELOC rate is 18.0% APR.
  
 
^ BACK TO TOP